Crypto-as-a-Service

Overview

You can transfer assets between Go Accounts off chain. Off-chain transfers (also known as book transfers) are ledger-based movements that BitGo processes internally with no on-chain transaction involved. Because the transfer stays within the BitGo ledger, it settles instantly, incurs no blockchain fees, and assets never leave BitGo custody.

Book transfers use the same build-authenticate-send flow as on-chain withdrawals, with one key difference - you pass the destination Go Account wallet ID as the value of the address field in the recipient object. Because transfers between Go Accounts are off-chain, the don't trigger the Transaction Request webhook. Use the Transfer webhook to monitor these transfers.

Note

When transacting from Go Accounts, ensure ticker symbols use the ofc prefix, which denotes the tokenized asset is off chain. To learn more, see Asset Ticker Symbols.these transfers.

Prerequisites

Cookbook

Need just the steps? Expand the cookbook below to get started:

Book Transfer with Client SpreadOpen Cookbook

1. Build Transaction

Build a transaction from the source Go Account to the destination Go Account. Pass the destination Go Account wallet ID as the value of the address field in the recipient object — the recipient object uses address, not walletId.

Endpoint: Build a Transaction

export COIN="<CRYPTO_ASSET_ID>" # Crypto asset IDs in Go Accounts always start with "ofc" (such as ofctbtc)
export WALLET_ID="<SOURCE_GO_ACCOUNT_WALLET_ID>"
export ACCESS_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export AMOUNT="<AMOUNT_IN_BASE_UNITS>"
export DESTINATION_WALLET_ID="<DESTINATION_GO_ACCOUNT_WALLET_ID>"

curl -X POST \
  https://app.bitgo-test.com/api/v2/$COIN/wallet/$WALLET_ID/tx/build \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -d '{
    "recipients": [
      {
        "amount": "'"$AMOUNT"'",
        "address": "'"$DESTINATION_WALLET_ID"'"
      }
    ]
}'

Step Result

The response payload contains shortCircuitBlockchainTransfer: true and isIntraJXTransfer: true, confirming that BitGo recognized this as an off-chain book transfer.

{
  "payload": "{\"coin\":\"ofctbtc\",\"recipients\":[{\"address\":\"2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY\",\"amount\":\"10000\"}],\"fromAccount\":\"63ff43c474598902272894f328452ad7\",\"nonce\":\"80bc93b5-eeec-4c11-afca-f6dae4bba2f2\",\"timestamp\":\"2023-09-28T10:55:39.135Z\",\"feeString\":\"0\",\"shortCircuitBlockchainTransfer\":true,\"isIntraJXTransfer\":true}",
  "feeInfo": { "feeString": "0" },
  "coin": "ofc",
  "token": "ofctbtc"
}

2. Authenticate Transaction

Use your Go Account passphrase to authenticate the transaction. To ensure your passphrase isn't passed over the Internet, you must use BitGo Express in external-signing mode or the JavaScript SDK. If you're using Express in external signing-mode, configure your Go Account passphrase as the WALLET_<walletId>_PASSPHRASE environment variable.

export BITGO_EXPRESS_HOST="<YOUR_LOCAL_HOST>"
export ACCESS_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export WALLET_ID="<SOURCE_GO_ACCOUNT_WALLET_ID>"
export WALLET_PASSPHRASE="<YOUR_GO_ACCOUNT_PASSPHRASE>"

curl -X POST \
  http://$BITGO_EXPRESS_HOST/api/v2/ofc/signPayload \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -d '{
   "walletId": "'"$WALLET_ID"'",
   "walletPassphrase": "'"$WALLET_PASSPHRASE"'",
   "payload": "{\"coin\":\"ofctbtc\",\"recipients\":[{\"address\":\"2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY\",\"amount\":\"10000\"}],\"fromAccount\":\"63ff43c474598902272894f328452ad7\",\"nonce\":\"80bc93b5-eeec-4c11-afca-f6dae4bba2f2\",\"timestamp\":\"2023-09-28T10:55:39.135Z\",\"feeString\":\"0\",\"shortCircuitBlockchainTransfer\":true,\"isIntraJXTransfer\":true}"
}'

Step Result

{
  "payload": "{\"coin\":\"ofctbtc\",\"recipients\":[{\"address\":\"2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY\",\"amount\":\"10000\"}],\"fromAccount\":\"63ff43c474598902272894f328452ad7\",\"nonce\":\"80bc93b5-eeec-4c11-afca-f6dae4bba2f2\",\"timestamp\":\"2023-09-28T10:55:39.135Z\",\"feeString\":\"0\",\"shortCircuitBlockchainTransfer\":true,\"isIntraJXTransfer\":true}",
  "signature": "1f989926e3fc8ed0138bd0e188e90e2c5321ef86734896886c004005740a005dfd2008142dbc48aee68d1f576c4a9ac558e5b7b4acbd5aa765710ea636aca9d032"
}

3. Send Transaction

Send the signed payload to BitGo. The halfSigned object takes only the two values returned by Step 2: payload (the transaction payload string from Step 1, returned verbatim by Step 2) and signature (the hex-encoded signature from Step 2). All transaction details — coin, recipients, nonce, fee, and transfer flags — are already encoded inside the payload string and do not need to be repeated as separate fields.

Endpoint: Send Half-Signed Transaction

export COIN="<CRYPTO_ASSET_ID>"
export WALLET_ID="<SOURCE_GO_ACCOUNT_WALLET_ID>"
export ACCESS_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export PAYLOAD="<PAYLOAD_FROM_STEP_2>"
export SIGNATURE="<SIGNATURE_FROM_STEP_2>"

curl -X POST \
  https://app.bitgo-test.com/api/v2/$COIN/wallet/$WALLET_ID/tx/send \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -d '{
    "halfSigned": {
      "payload": "'"$PAYLOAD"'",
      "signature": "'"$SIGNATURE"'"
    }
  }'

Step Result

The transactionType field confirms that BitGo processed this as a BOOK_TRANSFER.

{
  "transfer": {
    "id": "65155c4a72fddb000774edbee5fa75fd",
    "coin": "ofctbtc",
    "wallet": "63ff43c474598902272894f328452ad7",
    "walletType": "trading",
    "enterprise": "63f31592e277e50837712300495902c7",
    "txid": "ddd6875812fa59f899a68059ff303bfa6d39fc350ee687c407383d0444b43d2b",
    "height": 999999999,
    "heightId": "999999999-65155c4a72fddb000774edbe",
    "date": "2023-09-28T10:58:18.272Z",
    "type": "send",
    "value": -10000,
    "valueString": "-10000",
    "baseValue": -10000,
    "baseValueString": "-10000",
    "feeString": "0",
    "payGoFee": 0,
    "payGoFeeString": "0",
    "state": "signed",
    "instant": false,
    "isReward": false,
    "isFee": false,
    "tags": [
      "63ff43c474598902272894f328452ad7",
      "63f31592e277e50837712300495902c7"
    ],
    "history": [
      {
        "date": "2023-09-28T10:58:18.340Z",
        "action": "signed"
      },
      {
        "date": "2023-09-28T10:58:18.272Z",
        "user": "628ca09d1b78a6022750254f0777561a",
        "action": "created"
      }
    ],
    "signedDate": "2023-09-28T10:58:18.340Z",
    "entries": [
      {
        "address": "63ff43c474598902272894f328452ad7",
        "wallet": "63ff43c474598902272894f328452ad7",
        "value": -10000,
        "valueString": "-10000"
      },
      {
        "address": "2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY",
        "value": 10000,
        "valueString": "10000"
      }
    ],
    "signedTime": "2023-09-28T10:58:18.340Z",
    "createdTime": "2023-09-28T10:58:18.272Z"
  },
  "txid": "ddd6875812fa59f899a68059ff303bfa6d39fc350ee687c407383d0444b43d2b",
  "tx": {
    "transaction": {
      "coin": "ofctbtc",
      "recipients": [
        {
          "address": "2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY",
          "amount": "10000"
        }
      ],
      "fromAccount": "63ff43c474598902272894f328452ad7",
      "nonce": "80bc93b5-eeec-4c11-afca-f6dae4bba2f2",
      "timestamp": "2023-09-28T10:55:39.135Z",
      "idfSignedTimestamp": "2023-09-28T10:55:38.732Z",
      "idfVersion": 1,
      "idfUserId": "628ca09d1b78a6022750254f0777561a",
      "feeString": "0",
      "shortCircuitBlockchainTransfer": true,
      "isIntraJXTransfer": true
    },
    "signature": "1f989926e3fc8ed0138bd0e188e90e2c5321ef86734896886c004005740a005dfd2008142dbc48aee68d1f576c4a9ac558e5b7b4acbd5aa765710ea636aca9d032",
    "transactionType": "BOOK_TRANSFER"
  },
  "status": "signed"
}

4. Approve Transaction (Optional)

Note

If you configure an approval requirement for transfers, you can't approve your own transactions — another admin must approve them.

Endpoint: Update Pending Approval

export APPROVAL_ID="<APPROVAL_ID>"
export ACCESS_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export OTP="<OTP>"

curl -X PUT \
  https://app.bitgo-test.com/api/v2/pendingApprovals/$APPROVAL_ID \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -d '{
    "state": "approved",
    "otp": "'"$OTP"'"
}'

Step Result

Once approved, BitGo processes the book transfer and updates the ledger balances for both Go Accounts.

{
  "id": "65155c4a72fddb000774edbee5fa75fd",
  "coin": "ofctbtc",
  "wallet": "63ff43c474598902272894f328452ad7",
  "enterprise": "63f31592e277e50837712300495902c7",
  "creator": "628ca09d1b78a6022750254f0777561a",
  "createDate": "2023-09-28T10:58:18.272Z",
  "info": {
    "type": "transactionRequest",
    "transactionRequest": {
      "coinSpecific": {
        "ofctbtc": {
          "payload": {
            "coin": "ofctbtc",
            "recipients": [
              {
                "address": "2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY",
                "amount": "10000"
              }
            ],
            "fromAccount": "63ff43c474598902272894f328452ad7",
            "nonce": "80bc93b5-eeec-4c11-afca-f6dae4bba2f2",
            "timestamp": "2023-09-28T10:55:39.135Z",
            "idfSignedTimestamp": "2023-09-28T10:55:38.732Z",
            "idfVersion": 1,
            "idfUserId": "628ca09d1b78a6022750254f0777561a",
            "feeString": "0",
            "shortCircuitBlockchainTransfer": true,
            "isIntraJXTransfer": true
          },
          "signature": "1f989926e3fc8ed0138bd0e188e90e2c5321ef86734896886c004005740a005dfd2008142dbc48aee68d1f576c4a9ac558e5b7b4acbd5aa765710ea636aca9d032",
          "transactionType": "BOOK_TRANSFER"
        }
      },
      "verificationItems": ["2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY"],
      "videoApprovers": [],
      "requestedAmount": "10000",
      "fee": 0,
      "sourceWallet": "63ff43c474598902272894f328452ad7",
      "recipients": [
        {
          "_id": "65155c4a68fddb000865edbf",
          "address": "2NDBpypweakRZzgbWqxEK42pnxgfYzd5iuY",
          "amount": "10000"
        }
      ]
    }
  },
  "state": "approved",
  "scope": "wallet",
  "userIds": [
    "628ca09d1b78a6022750254f0777561a",
    "5bd8bdb0925d7c9823d4fc823e9e2fd3"
  ],
  "approvalsRequired": 1,
  "resolvers": [
    {
      "user": "5bd8bdb0925d7c9823d4fc823e9e2fd3",
      "date": "2023-09-28T11:15:24.644Z",
      "resolutionType": "pending"
    }
  ]
}

See Also