Crypto-as-a-Service: Fund Go Account with Fiat

// 1. Get Deposit Details
export ACCESS_TOKEN="<YOUR_ACCESS_TOKEN>"
export GO_ACCOUNT_ID="GO_ACCOUNT_ID"
export CURRENCY="tfiatusd"

curl -X GET \
  "https://app.bitgo-test.com/api/v2/bankaccounts/deposit/info?goAccountId=$GO_ACCOUNT_ID&currency=$CURRENCY" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer $ACCESS_TOKEN"

// 2. Deposit Fiat Currency via Wire
// Use your bank's app or API to initiate a wire transfer
// Include the memo ID from Step 1 in your wire transfer
// Refer to your bank's documentation for wire transfer instructions

// 3. Set Up the Fraud Reserve (For ACH Deposits)
// Contact your BitGo CSM to designate parent enterprise and fund the account
// Minimum: $25,000 in parent Go Account
// Standard: 25% of highest 2-day deposit volume
// Replenish within 5 business days if funds are withdrawn

// 4. Get Transfer Limit
export ENTERPRISE_ID="<YOUR_ENTERPRISE_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"

curl -X GET \
  https://app.bitgo-test.com/api/tradfi/v1/enterprise-transfer-limits/$ENTERPRISE_ID/usd/ach-us/in \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
      "id": "01982d49-9f0d-7c50-847a-e04ea8a63165",
      "maximumTransferAllowed": "2500.00",
      "maximumTransferAllowedBase": 250000,
      "noLimit": false,
      "transferDirection": "in",
      "transferType": "ach-us"
}'

// 5. Get ACH Agreement
export AMOUNT="<AMOUNT_TO_DEPOSIT>"
export BANK_ID="<BANK_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"

curl -X GET \
  "https://app.bitgo-test.com/api/fiat/v1/transaction/ach-debit/agreement?amount=$AMOUNT&bankId=$BANK_ID" \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN"

// 6. Initiate ACH Deposit
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export AMOUNT="<AMOUNT_TO_DEPOSIT>"
export BANK_ID="<BANK_ID>"
export GO_ACCOUNT_ID="<GO_ACCOUNT_ID>"

curl -X POST https://app.bitgo-test.com/api/fiat/v1/transaction/ach-debit \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
    "amount": "$AMOUNT",
    "checkboxAgreement": true,
    "bankId": "'"$BANK_ID"'",
    "goAccountId": "'"$GO_ACCOUNT_ID"'"
  }'

// 1. Get Deposit Details
const BitGoJS = require('bitgo');

const bitgo = new BitGoJS.BitGo({
  accessToken: '<SERVICE_USER_ACCESS_TOKEN>',
  env: 'test',
});

async function getDepositDetails() {
  const goAccountId = '<GO_ACCOUNT_ID>';
  const currency = 'tfiatusd';
  
  const depositInfo = await bitgo.get(
    `/api/v2/bankaccounts/deposit/info?goAccountId=${goAccountId}&currency=${currency}`
  ).send();

  console.log('Deposit Info:', depositInfo);
  return depositInfo;
}

getDepositDetails().catch(console.error);

// 2. Deposit Fiat Currency via Wire
// Use your bank's app or API to initiate a wire transfer
// Include the memo ID from Step 1 in your wire transfer
// Refer to your bank's documentation for wire transfer instructions

// 3. Set Up the Fraud Reserve (For ACH Deposits)
// Contact your BitGo CSM to designate parent enterprise and fund the account
// Minimum: $25,000 in parent Go Account
// Standard: 25% of highest 2-day deposit volume
// Replenish within 5 business days if funds are withdrawn

// 4. Get Transfer Limit
async function getTransferLimit() {
  const enterpriseId = '<YOUR_ENTERPRISE_ID>';
  const limits = await bitgo.get(
    `/api/tradfi/v1/enterprise-transfer-limits/${enterpriseId}/usd/ach-us/in`
  ).send();

  console.log('Transfer Limits:', limits);
  return limits;
}

getTransferLimit().catch(console.error);

// 5. Get ACH Agreement
async function getAchAgreement() {
  const amount = '<AMOUNT_TO_DEPOSIT>';
  const bankId = '<BANK_ID>';
  
  const agreement = await bitgo.get(
    `/api/fiat/v1/transaction/ach-debit/agreement?amount=${amount}&bankId=${bankId}`
  ).send();

  console.log('ACH Agreement:', agreement);
  return agreement;
}

getAchAgreement().catch(console.error);

// 6. Initiate ACH Deposit
async function initiateAchDeposit() {
  const deposit = await bitgo.post('/api/fiat/v1/transaction/ach-debit').send({
    amount: '<AMOUNT_TO_DEPOSIT>',
    checkboxAgreement: true,
    bankId: '<BANK_ID>',
    goAccountId: '<GO_ACCOUNT_ID>',
  });

  console.log('ACH Deposit:', deposit);
  return deposit;
}

initiateAchDeposit().catch(console.error);