Crypto-as-a-Service: Withdraw Fiat to Bank Account

Withdraw fiat from your Go Account to an approved bank account through ACH or wire transfer. See the Guide.

Add a BitGo-approved bank account to your enterprise for fiat withdrawals. Bank accounts go through a screening process and BitGo typically approves them within 48 hours. Ensure the routing number is a valid 9-digit ABA routing number, the owner name matches your end user, and specify the account type as checking or saving.

API Reference
Before attempting to make a fiat withdrawal from a Go Account, you can check the approval status for the receiving bank account. Bank accounts include pending, approved, rejected, or removed verification states.

API Reference
Retrieve the list of bank accounts for your enterprise to get the unique idHash identifier. This idHash is used as the address value when building the withdrawal transaction in the next step.

API Reference
Build the fiat withdrawal transaction by specifying the amount and destination bank account (using the idHash as the address). BitGo constructs an unsigned transaction with the provided details.

API Reference
Authenticate the transaction using your Go Account passphrase. For security, never transmit the passphrase over the Internet. Use BitGo Express in external-signing mode or the JavaScript SDK to sign the payload locally.
Submit the half-signed transaction to BitGo for processing. The transaction includes the signed payload from the previous step and the recipient details. BitGo operators review it before final approval.

API Reference
You must confirm or reject each fiat withdrawal before BitGo processes the transaction. You can automate this by subscribing to the organization transfer webhook and calling the Confirm fiat withdrawal endpoint whenever you receive a fiat withdrawal event.

If you configure a liveness check policy for automatic approvals, withdrawals that pass liveness verification confirm automatically.

API Reference
If you configured an approval requirement for withdrawals, another wallet admin must approve the transaction. Note that you cannot approve your own transactions when you enable approval policies.

API Reference

// 1. Add Bank Account
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export ENTERPRISE_ID="<CHILD_ENTERPRISE_ID>"

curl -X POST \
  https://app.bitgo-test.com/api/v2/bankaccounts \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
    "type": "ach",
    "name": "JPMorgan Chase Bank",
    "accountNumber": "123456789012",
    "routingNumber": "021000021",         # This is a valid sample routing number (JPMorgan Chase Bank)
    "currency": "tfiatusd",
    "enterpriseId": "'"$ENTERPRISE_ID"'",
    "ownerName": "John Doe",
    "accountType": "checking",
    "description": "ACH deposits and withdrawals",
    "ownerAddressLine1": "123 Main Street",
    "ownerAddressLine2": "Suite 400",
    "ownerAddressCityLocality": "New York",
    "ownerAddressStateProvince": "NY",
    "ownerAddressPostalCode": "10001",
    "ownerAddressCountryCode": "US",
    "bankAddressLine1": "456 Financial Plaza",
    "bankAddressCityLocality": "New York",
    "bankAddressStateProvince": "NY",
    "bankAddressPostalCode": "10005",
    "bankAddressCountryCode": "US"
  }'
// 2. Get Approval Status (Optional)
export BANK_ACCOUNT_ID="<BANK_ACCOUNT_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"

curl -X GET \
  https://app.bitgo-test.com/api/v2/bankaccounts/$BANK_ACCOUNT_ID \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN"
// 3. Get `idHash`
export ENTERPRISE_ID="<ENTERPRISE_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"

curl -X GET \
  https://app.bitgo-test.com/api/v2/bankaccounts?enterpriseId=$ENTERPRISE_ID \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN"
// 4. Build Transaction
export COIN="<FIAT_ASSET_ID>" # Asset IDs in Go Accounts start with 'ofc' (e.g. ofctusd)
export WALLET_ID="<YOUR_WALLET_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export AMOUNT="<AMOUNT_IN_BASE_UNITS>"
export ADDRESS="<ID_HASH>" # Use the `idHash`, returned in the prior step

curl -X POST \
  https://app.bitgo-test.com/api/v2/$COIN/wallet/$WALLET_ID/tx/build \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
    "recipients": [
      {
        "amount": "'"$AMOUNT"'",
        "address": "'"$ADDRESS"'"
      }
    ]
}'
// 5. Authenticate Transaction
export BITGO_EXPRESS_HOST="<YOUR_LOCAL_HOST>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export WALLET_ID="<YOUR_WALLET_ID>"
export WALLET_PASSPHRASE="<YOUR_GO_ACCOUNT_PASSPHRASE>"

curl -X POST \
  http://$BITGO_EXPRESS_HOST/api/v2/ofc/signPayload \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
   "walletId": "'"$WALLET_ID"'",
   "walletPassphrase": "'"$WALLET_PASSPHRASE"'",
   "payload": "{\"coin\":\"ofcusdt\",\"recipients\":[{\"address\":\"tb1q5mwcr2749nnm5c5d6rzx5h92l2u9ex5jzygzd39vfv9qerj5fmjqwlgy4t\",\"amount\":\"1000\"}],\"fromAccount\":\"67ab85b5190bf872e84da2b6e527d9f3\",\"nonce\":\"77d91a11-a7fa-4ad7-91e5-f054328717f9\",\"timestamp\":\"2025-06-26T15:02:06.924Z\",\"feeString\":\"0\",\"shortCircuitBlockchainTransfer\":false,\"isIntraJXTransfer\":false}"
}
// 6. Send Transaction
export WALLET_ID="<YOUR_WALLET_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export ADDRESS="<ID_HASH>"
export COIN="<FIAT_ASSET_ID>"
export AMOUNT="<AMOUNT_IN_BASE_UNITS>"

curl -X POST \
  https://app.bitgo-test.com/api/v2/$COIN/wallet/$WALLET_ID/tx/send \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
    "recipients": [
      {
        "address": "'"$ADDRESS"'",
        "amount": "'"$AMOUNT"'"
      }
    ],
    "halfSigned": {
      "payload": {
        "coin": "ofctusd",
        "recipients": [
          {
            "address": "'"$ADDRESS"'",
            "amount": "'"$AMOUNT"'"
          }
        ],
        "fromAccount": "<WALLET_ID>",
        "nonce": "f4af25d0-a037-4afc-8ce6-d7f158d826d1",
        "timestamp": "2021-09-10T22:45:20.777Z",
        "idfSignedTimestamp": "2021-09-10T22:45:20.113Z",
        "idfVersion": 1,
        "idfUserId": "<USER_ID>",
        "feeString": "1000"
      },
      "signature": "<signature>"
    }
  }'
// 7. Confirm Withdrawal
export WALLET_ID="<YOUR_WALLET_ID>"
export TRANSFER_ID="<YOUR_TRANSFER_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export ACTION="<APPROVE_OR_REJECT>"

curl -X PUT \
  https://app.bitgo-test.com/api/v2/wallet/$WALLET_ID/fiatwithdrawals/$TRANSFER_ID/confirm \
  -H "accept: application/json" \
  -H "content-type: application/json" \
  -H "authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
    "action":"'"$ACTION"'"
    }'
// 8. Approve Transaction (Optional)
export COIN="<ASSET_ID>"
export APPROVAL_ID="<APPROVAL_ID>"
export SERVICE_USER_TOKEN="<SERVICE_USER_ACCESS_TOKEN>"
export OTP="<OTP>"

curl -X POST \
  https://app.bitgo-test.com/api/v2/pendingapprovals/$APPROVAL_ID \
  -H 'Content-Type: application/json' \
  -H "Authorization: Bearer $SERVICE_USER_TOKEN" \
  -d '{
    "state": "approved",
    "otp": "'"$OTP"'"
}'

// 1. Add Bank Account
const BitGoJS = require('bitgo');

const bitgo = new BitGoJS.BitGo({
  accessToken: '<SERVICE_USER_ACCESS_TOKEN>',
  env: 'test',
});

async function addBankAccount() {
  const bankAccount = await bitgo.post('/api/v2/bankaccounts').send({
    type: 'ach',
    name: 'JPMorgan Chase Bank',
    accountNumber: '123456789012',
    routingNumber: '021000021',   // This is a valid sample routing number (JPMorgan Chase Bank)
    currency: 'tfiatusd',         // The 'fiat' prefix identifies the asset is held in a bank account
    enterpriseId: '<CHILD_ENTERPRISE_ID>',
    ownerName: 'John Doe',
    accountType: 'checking',
    description: 'ACH deposits and withdrawals',
    ownerAddressLine1: '123 Main Street',
    ownerAddressLine2: 'Suite 400',
    ownerAddressCityLocality: 'New York',
    ownerAddressStateProvince: 'NY',
    ownerAddressPostalCode: '10001',
    ownerAddressCountryCode: 'US',
    bankAddressLine1: '456 Financial Plaza',
    bankAddressCityLocality: 'New York',
    bankAddressStateProvince: 'NY',
    bankAddressPostalCode: '10005',
    bankAddressCountryCode: 'US',
  });

  console.log('Bank Account Added:', bankAccount);
  return bankAccount;
}

addBankAccount().catch(console.error);
// 2. Get Approval Status (Optional)
// Use the REST API for this step (see cURL tab)
// 3. Get `idHash`
// Use the REST API for this step (see cURL tab)
// 4. Build Transaction
let params = {
  recipients: [
    {
      amount: 1000,
      address: '<ID_HASH>',
    },
  ],
};
wallet.prebuildTransaction(params).then(function (transaction) {
  // print transaction details
  console.dir(transaction);
});
// 5. Authenticate Transaction
// assuming that "bitgo" is an already initialized bitgo instance
  const wallet = await bitgo.coin('ofc').wallets().get({ id: goAccountId });

  if (wallet === undefined) {
    throw new Error(`Could not find OFC wallet ${goAccountId}`);
  }

  const walletPassphrase = "<YOUR_WALLET_PASSPHRASE>";
  const tradingAccount = wallet.toTradingAccount();
  const stringifiedPayload = JSON.stringify(<payload_returned_by_tx/build_api>);
  const signature = await tradingAccount.signPayload({
    payload: stringifiedPayload,
    walletPassphrase,
  });
// 6. Send Transaction
// Use the REST API for this step (see cURL tab)
// 7. Confirm Withdrawal
// Use the REST API for this step (see cURL tab)
// 8. Approve Transaction (Optional)
const baseCoin = this.bitgoSDK.coin(initialPendingApproval.coin);
const pendingApproval = await baseCoin.pendingApprovals().get({ id: initialPendingApproval.id });
const result = await pendingApproval.approve(params);

Response

// 1. Add Bank Account Response
{
  "id": "60749ab75f8c4500060f5a8b244dd0cb",
  "idHash": "c2f4cf5555a66d77",
  "currency": "tfiatusd",
  "token": "tusd",
  "name": "JPMorgan Chase Bank",
  "shortCountryCode": "US",
  "accountNumber": "****9012",
  "enterpriseId": "1032e75c451052000436831deb797af1",
  "ownerName": "John Doe",
  "verificationState": "pending",
  "createdAt": "2025-01-12T15:30:00.000Z",
  "type": "ach",
  "routingNumber": "021000021",
  "accountType": "checking",
  "description": "ACH deposits and withdrawals",
  "ownerAddressLine1": "123 Main Street",
  "ownerAddressLine2": "Suite 400",
  "ownerAddressCityLocality": "New York",
  "ownerAddressStateProvince": "NY",
  "ownerAddressPostalCode": "10001",
  "ownerAddressCountryCode": "US",
  "bankAddressLine1": "456 Financial Plaza",
  "bankAddressCityLocality": "New York",
  "bankAddressStateProvince": "NY",
  "bankAddressPostalCode": "10005",
  "bankAddressCountryCode": "US",
  "virtualDepositOnly": false,
  "fee": {
    "amount": "1600",
    "individualFees": [
      {
        "type": "static",
        "amount": "1600"
      }
    ]
  }
}

// 2. Get Approval Status (Optional) Response
{
  "type": "wire",
  "routingNumber": "string",
  "accountType": "checking",
  "id": "string",
  "idHash": "string",
  "currency": "fiatusd",
  "token": "string",
  "name": "string",
  "shortCountryCode": "string",
  "accountNumber": "string",
  "enterpriseId": "string",
  "trustOrg": "BitGo Trust",
  "ownerName": "string",
  "verificationState": "approved",
  "createdAt": "string",
  "pendingActivity": "flaggedBrokerage",
  "fee": {
    "amount": "string",
    "individualFees": [
      {
        "type": "static",
        "amount": "string"
      }
    ]
  },
  "feeInfo": {
    "coin": "fiatusd",
    "bank": "silvergate",
    "type": "static",
    "amount": "string"
  },
  "furtherCreditTo": "string",
  "intermediaryBankName": "string",
  "intermediaryBankId": "string",
  "metadata": "string",
  "description": "string",
  "virtualDepositOnly": true,
  "ownerAddressLine1": "string",
  "ownerAddressLine2": "string",
  "ownerAddressCityLocality": "string",
  "ownerAddressStateProvince": "string",
  "ownerAddressPostalCode": "string",
  "ownerAddressCountryCode": "string",
  "bankAddressLine1": "string",
  "bankAddressLine2": "string",
  "bankAddressCityLocality": "string",
  "bankAddressStateProvince": "string",
  "bankAddressPostalCode": "string",
  "bankAddressCountryCode": "string",
  "owner": {
    "name": "string",
    "address1": "string",
    "address2": "string",
    "address3": "string"
  },
  "address": "string",
  "ownerAddress": "string",
  "address1": "string",
  "address2": "string",
  "address3": "string"
}

// 3. Get `idHash` Response
{
    "bankAccounts": [
        {
            "type": "wire", // available payment rails vary by bank and region
            "accountNumber": "012345678",
            "address1": "test",
            "address2": "test",
            "enterpriseId": "1032e75c451052000436831deb797af1",
            "id": "60749ab75f8c4500060f5a8b244dd0cb",
            "name": "My Bank",
            "owner": {
                "name": "test",
                "address1": "test",
                "address2": "test"
            },
            "idHash": "c2f4cf5555a66d77",
            "routingNumber": "087654321",
            "shortCountryCode": "US",
            "verificationState": "approved",
            "fee": { // fees vary by payment rail and bank
              "amount": "string",
              "individualFees": [
                {
                  "type": "static",
                  "amount": "string"
                }
              ]
            },
            "feeInfo": {
              "coin": "fiatusd",
              "bank": "silvergate",
              "type": "static",
              "amount": "string"
            },
        }
    ]
}

// 4. Build Transaction Response
{
  "payload": "{\"coin\":\"ofctusdt\",\"recipients\":[{\"address\":\"tb1q5mwcr2749nnm5c5d6rzx5h92l2u9ex5jzygzd39vfv9qerj5fmjqwlgy4t\",\"amount\":\"1000\"}],\"fromAccount\":\"62c5b1de8a0c5200071c9a603bdbadc5\",\"nonce\":\"d8e5d930-f827-42b1-ad85-40544dad1be6\",\"timestamp\":\"2025-06-25T17:45:56.394Z\",\"feeString\":\"0\",\"shortCircuitBlockchainTransfer\":false,\"isIntraJXTransfer\":false}",
  "feeInfo": { "feeString": "0" },
  "coin": "ofc",
  "token": "ofctusdt"
}

// 5. Authenticate Transaction Response
{
  "coin": "ofcusdt",
  "recipients": [
    {
      "address": "tb1q5mwcr2749nnm5c5d6rzx5h92l2u9ex5jzygzd39vfv9qerj5fmjqwlgy4t",
      "amount": "1000"
    }
  ],
  "fromAccount": "62c5b1de8a0c5200071c9a603bdbadc5",
  "nonce": "77d91a11-a7fa-4ad7-91e5-f054328717f9",
  "timestamp": "2025-06-26T15:02:06.924Z",
  "feeString": "0",
  "shortCircuitBlockchainTransfer": false,
  "isIntraJXTransfer": false,
  "payload": "{\"coin\":\"ofcusdt\",\"recipients\":[{\"address\":\"tb1q5mwcr2749nnm5c5d6rzx5h92l2u9ex5jzygzd39vfv9qerj5fmjqwlgy4t\",\"amount\":\"1\"}],\"fromAccount\":\"62c5b1de8a0c5200071c9a603bdbadc5\",\"nonce\":\"77d91a11-a7fa-4ad7-91e5-f054328717f9\",\"timestamp\":\"2025-06-26T15:02:06.924Z\",\"feeString\":\"0\",\"shortCircuitBlockchainTransfer\":false,\"isIntraJXTransfer\":false}",
  "signature": "20dda1e9558adb297f69020f94cbf4955fabec73478506347dbb5ac8e73b506fc908bbc48bde75b339b99f5de808ed34b2017055c9df198fd1f8b4e524899f9583"
}

// 6. Send Transaction Response
{
    "transfer": {
        "id": "<id>",
        "coin": "ofctusd",
        "wallet": "<wallet id>",
        "walletType": "trading",
        "enterprise": "603ca88c44f82002560378421dc7a191",
        "txid": "ddd6875812fa59f899a68059ff303bfa6d39fc350ee687c407383d0444b43d2b",
        "height": 999999999,
        "heightId": "999999999-613be001f3de560006842d52251d5d49",
        "date": "2021-09-10T22:45:21.342Z",
        "type": "send",
        "value": -10000,
        "valueString": "-10000",
        "baseValue": -10000,
        "baseValueString": "-10000",
        "feeString": "0",
        "payGoFee": 0,
        "payGoFeeString": "0",
        "usd": -100,
        "usdRate": 1,
        "state": "signed",
        "instant": false,
        "isReward": false,
        "isFee": false,
        "tags": [
            "603ca8c01b83cb000656311787dab4cd",
            "603ca88c44f82002560378421dc7a191"
        ],
        "history": [
            {
                "date": "2021-09-10T22:45:21.340Z",
                "action": "signed"
            },
            {
                "date": "2021-09-10T22:45:21.216Z",
                "user": "5e4ed695ae2e542100336fb16e586019",
                "action": "created"
            }
        ],
        "signedDate": "2021-09-10T22:45:21.340Z",
        "entries": [
            {
                "address": "address",
                "wallet": "603ca8c01b83cb000656311787dab4cd",
                "value": -10000,
                "valueString": "-10000"
            },
            {
                "address": "bf6cc5252438dc85",
                "value": 10000,
                "valueString": "10000"
            }
        ],
        "signedTime": "2021-09-10T22:45:21.340Z",
        "createdTime": "2021-09-10T22:45:21.216Z"
    },
    "txid": "ddd6875812fa59f899a68059ff303bfa6d39fc350ee687c407383d0444b43d2b",
    "tx": {
    "transaction": {
      "coin": "ofctusd",
      "recipients": [
        {
          "address": "<bank id hash>",
          "amount": "10000"
        }
      ],
      "fromAccount": "<wallet id>",
      "nonce": "f4af25d0-a037-4afc-8ce6-d7f158d826d1",
      "timestamp": "2021-09-10T22:45:20.777Z",
      "idfSignedTimestamp": "2021-09-10T22:45:20.113Z",
      "idfVersion": 1,
      "idfUserId": "<user id>",
      "feeString": "0"
    },
    "signature": "<signature>",
    "idfVersion": 1,
    "idfSignedTimestamp": "2021-09-10T22:45:20.113Z",
    "idfUserId": "<user id>"
  },
    "status": "signed"
}

// 7. Confirm Withdrawal Response (1)
{
    "entries": [
        {
            "address": "6967b45a4ffdedb5747d5934e544b94c",
            "wallet": "6967b45a4ffdedb5747d5934e544b94c",
            "value": -2100,
            "valueString": "-2100",
            "isPayGo": false,
            "backingFeeString": "0",
            "token": "ofctusd"
        },
        {
            "address": "c7138929d032c83d",
            "value": 2000,
            "valueString": "2000",
            "isPayGo": false,
            "token": "ofctusd"
        }
    ],
    "id": "6980dfc5decaa85472a63ce93f0a07a7",
    "coin": "tfiatusd",
    "wallet": "6967b45a4ffdedb5747d5934e544b94c",
    "walletType": "trading",
    "enterprise": "6967afd69792fa80c629f22bb52caed6",
    "organization": "695d68b362ce13d38fa6a4fe2c7a6a82",
    "txid": "a10d7719179b5b6705b10a6bcd2cb492c10cae15564d567d4dd3e8e699718c64",
    "txidType": "transactionHash",
    "height": 999999999,
    "heightId": "999999999-6980dfc5decaa85472a63ce93f0a07a7",
    "date": "2026-02-02T17:33:05.285Z",
    "type": "send",
    "subType": "ofc_withdrawal",
    "value": -2100,
    "valueString": "-2100",
    "intendedValueString": "-2100",
    "baseValue": -2100,
    "baseValueString": "-2100",
    "baseValueWithoutFees": -2100,
    "baseValueWithoutFeesString": "-2100",
    "feeString": null,
    "payGoFee": 0,
    "payGoFeeString": "0",
    "usd": -21,
    "usdRate": 1,
    "medianUsdValue": -21,
    "medianUsdRate": 1,
    "feeUsd": 1,
    "feeUsdRate": 1,
    "state": "pendingApproval",
    "instant": false,
    "isReward": false,
    "isUnlock": false,
    "isFee": false,
    "senderInformationVerified": false,
    "tags": [
        "6967b45a4ffdedb5747d5934e544b94c",
        "6967afd69792fa80c629f22bb52caed6"
    ],
    "history": [
        {
            "date": "2026-02-02T17:33:05.285Z",
            "action": "unconfirmed",
            "comment": null
        },
        {
            "date": "2026-02-02T17:32:54.213Z",
            "action": "signed"
        },
        {
            "date": "2026-02-02T17:32:53.444Z",
            "user": "695d68b062ce13d38fa6a3ec72df6e4c",
            "action": "created"
        }
    ],
    "signedDate": "2026-02-02T17:32:54.213Z",
    "buildParams": {
        "recipients": [
            {
                "address": "c7138929d032c83d",
                "amount": "2000",
                "tokenName": "ofctusd"
            }
        ]
    },
    "metadata": [],
    "unconfirmedTime": "2026-02-02T17:33:05.285Z",
    "signedTime": "2026-02-02T17:32:54.213Z",
    "createdTime": "2026-02-02T17:32:53.444Z"
}

// 7. Confirm Withdrawal Response (2)
{
    "entries": [
        {
            "address": "6967b45a4ffdedb5747d5934e544b94c",
            "wallet": "6967b45a4ffdedb5747d5934e544b94c",
            "value": -2100,
            "valueString": "-2100",
            "isPayGo": false,
            "backingFeeString": "0",
            "token": "ofctusd"
        },
        {
            "address": "c7138929d032c83d",
            "value": 2000,
            "valueString": "2000",
            "isPayGo": false,
            "token": "ofctusd"
        }
    ],
    "id": "6980dfc5decaa85472a63ce93f0a07a7",
    "coin": "tfiatusd",
    "wallet": "6967b45a4ffdedb5747d5934e544b94c",
    "walletType": "trading",
    "enterprise": "6967afd69792fa80c629f22bb52caed6",
    "organization": "695d68b362ce13d38fa6a4fe2c7a6a82",
    "txid": "a10d7719179b5b6705b10a6bcd2cb492c10cae15564d567d4dd3e8e699718c64",
    "txidType": "transactionHash",
    "height": 999999999,
    "heightId": "999999999-6980dfc5decaa85472a63ce93f0a07a7",
    "date": "2026-02-02T17:33:05.285Z",
    "type": "send",
    "subType": "ofc_withdrawal",
    "value": -2100,
    "valueString": "-2100",
    "intendedValueString": "-2100",
    "baseValue": -2100,
    "baseValueString": "-2100",
    "baseValueWithoutFees": -2100,
    "baseValueWithoutFeesString": "-2100",
    "feeString": null,
    "payGoFee": 0,
    "payGoFeeString": "0",
    "usd": -21,
    "usdRate": 1,
    "medianUsdValue": -21,
    "medianUsdRate": 1,
    "feeUsd": 1,
    "feeUsdRate": 1,
    "state": "rejected",
    "instant": false,
    "isReward": false,
    "isUnlock": false,
    "isFee": false,
    "senderInformationVerified": false,
    "tags": [
        "6967b45a4ffdedb5747d5934e544b94c",
        "6967afd69792fa80c629f22bb52caed6"
    ],
    "history": [
        {
            "date": "2026-02-02T17:33:05.285Z",
            "action": "rejected",
            "comment": null
        },
        {
            "date": "2026-02-02T17:32:54.213Z",
            "action": "signed"
        },
        {
            "date": "2026-02-02T17:32:53.444Z",
            "user": "695d68b062ce13d38fa6a3ec72df6e4c",
            "action": "created"
        }
    ],
    "signedDate": "2026-02-02T17:32:54.213Z",
    "buildParams": {
        "recipients": [
            {
                "address": "c7138929d032c83d",
                "amount": "2000",
                "tokenName": "ofctusd"
            }
        ]
    },
    "metadata": [],
    "rejectedTime": "2026-02-02T17:33:05.285Z",
    "signedTime": "2026-02-02T17:32:54.213Z",
    "createdTime": "2026-02-02T17:32:53.444Z"
}

// 8. Approve Transaction (Optional) Response
{
  "id": "655686880765186f0b3e9e88e1bdd0f4",
  "coin": "tbtc4",
  "wallet": "6553e933288be490293ae748efafeaaf",
  "enterprise": "62c5ae8174ac860007aff138a2d74df7",
  "creator": "62ab90e06dfda30007974f0a52a12995",
  "createDate": "2023-11-16T21:15:52.703Z",
  "info": {
    "type": "transactionRequest",
    "transactionRequest": {
      "requestedAmount": "10000",
      "fee": 45242,
      "sourceWallet": "6553e933288be490293ae748efafeaaf",
      "policyUniqueId": "6553e933288be490293ae753",
      "recipients": [
        {
          "address": "2N3sBpM1RnWRMXnEVoUWnM7xtYzL756JE2Q",
          "amount": "10000",
          "_id": "655686880765186f0b3e9e8a"
        }
      ],
      "buildParams": {
        "recipients": [
          {
            "address": "2N3sBpM1RnWRMXnEVoUWnM7xtYzL756JE2Q",
            "amount": "10000"
          }
        ]
      },
      "coinSpecific": {
        "tbtc4": {
          "txHex": "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"
        }
      },
      "validTransaction": "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",
      "validTransactionHash": "ff40ccd5c8ba75ffdce27d8584b6e8ee625cb3f71f7cbb6d072a445a97c2c8c3"
    }
  },
  "state": "approved",
  "scope": "wallet",
  "userIds": [
    "62ab90e06dfda30007974f0a52a12995",
    "627ff9325a5c1b0007c05a40d15e1522"
  ],
  "approvalsRequired": 1,
  "singleRunResults": [
    {
      "ruleId": "Custody Enterprise Transaction ID Verification",
      "triggered": false,
      "_id": "655686880765186f0b3e9e89"
    }
  ],
  "resolvers": [
    {
      "user": "627ff9325a5c1b0007c05a40d15e1522",
      "date": "2023-11-16T21:33:24.644Z",
      "resolutionType": "pending"
    }
  ]
}